Credit for Working Capital: Necessary amount (in CUP) to cover the expenses of the production or service cycle of the activity that is carried out with a maximum term of 18 months.
Modalities:
- Simple Credit (financing that is delivered once).
- Line of Credit (financing with a maximum limit to be used).
Purposes:
- Purchase of goods, supplies and equipment.
- Payment of raw materials and services (water, electricity and gas).
Requirements:
- Permanent identity document (identity card).
- Official document that authorizes self-employment or another form of non-state management.
- Current account in the branch where the financing is requested in the municipality of its legal domicile.
- Do not present overdue debts or debt for a credit associated with your activity as TCP.
- MINSAP authorization whenever the activity requires it.
Guarantees requested:
- Assignment of present and future income rights.
- Assignment of certificates and fixed-term or savings accounts.
- Solidarity guarantors.
- Pledges of goods (jewelry, patrimonial assets, motorcycle vehicles, livestock)
- Real estate mortgages (holiday or vacation homes, vacant lots)
Credit for Investments: Amount (in CUP) destined for the acquisition of equipment linked to the activity that it develops and with a maximum term of 10 years, as long as you have at least 6 months of experience in the activity.
Modalities:
- Simple Credit (financing that is delivered once).
- Line of Credit (financing with a maximum limit to be used by the client according to their requirements).
Purposes:
- Expenses associated with construction, remodeling or modernization of premises.
- Purchase of equipment.
Requirements:
- Permanent identity document (identity card).
- Official document that authorizes self-employment or another form of non-state management.
- Current account in the branch where the financing is requested in the municipality of its legal domicile.
- Do not present overdue debts or debt for a credit associated with your activity as TCP.
- MINSAP authorization whenever the activity requires it.
Guarantees requested:
- Assignment of present and future income rights.
- Assignment of certificates and fixed-term or savings accounts.
- Solidarity guarantors.
- Pledges of goods (jewelry, patrimonial assets, motorcycle vehicles, livestock).
- Real estate mortgages (holiday or vacation homes, vacant lots).